Terms of Use

Last updated: 28 March 2026

1. Acceptance of terms

By downloading, installing, or using the KuroCat app, you agree to these Terms of Use. If you do not agree, please do not use the app.

2. What KuroCat provides

KuroCat is an educational tool that displays market information, scores, and insights based on publicly available financial data. The app does not provide personalised investment advice, financial planning, tax guidance, or legal counsel.

All scores, scenarios, and portfolio insights are generated from calculations based on market data. They are intended for learning and informational purposes only.

3. Not financial advice

Nothing in this app should be interpreted as a recommendation to buy, sell, or hold any investment. KuroCat does not know your personal financial situation, goals, or risk capacity.

Investing carries risk, including the possible loss of your entire investment. Past performance does not guarantee future results. Always do your own research and consult a qualified financial professional in your country before making investment decisions.

4. User accounts

You may create an account to save preferences and use personalised features such as portfolio insights. You are responsible for keeping your login credentials secure.

You must be at least 16 years old to create an account.

5. Acceptable use

You agree not to misuse the app, including but not limited to:

6. Subscriptions and purchases

KuroCat may offer optional paid subscriptions ("KuroCat Pro") through Apple's App Store or Google Play. Subscription terms, pricing, and renewal policies are governed by the respective store's terms.

You can manage or cancel subscriptions through your device's settings at any time.

7. Intellectual property

All content, design, and code within KuroCat are owned by the developer. You may not copy, redistribute, or create derivative works from the app's content without permission.

8. Limitation of liability

KuroCat is provided "as is" without warranties of any kind. We do not guarantee the accuracy, completeness, or timeliness of any information displayed in the app.

To the maximum extent permitted by law, the developers of KuroCat shall not be liable for any losses or damages arising from your use of the app or reliance on the information it provides.

9. Changes to these terms

We may update these terms from time to time. Continued use of the app after changes constitutes acceptance of the updated terms. Significant changes will be communicated within the app.

10. Governing law

These terms are governed by the laws of the jurisdiction in which the developer operates, without regard to conflict of law provisions.

11. Contact

If you have questions about these terms, contact us at support@kurocat.app.